My team and I work with over 40 different lenders including chartered banks, credit unions, monoline mortgage companies, and private lenders.

These lenders in Canada understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. These mortgage lenders will not require you to prove your income. A reasonable estimate of your annual income is acceptable. When working with Asim Ali, you will get help from experienced professionals that are able to find the best rates based on your financial situation. Ask our customers about their experiences and you’ll see why we have such a great reputation. My professional career has always been based on the motto “Service for Life”.

Alta West can help you when banks turn you down for reliable and reliable debt consolidation, mortgage refinancing and loan acquisition. When you apply for a loan with Alta West, we take the time to understand your individual needs and circumstances so that we can find a product that works for you. We can take the next big step together, discovering a solution that aligns with your financial situation. Don’t let banks leave you behind; trust a private lender Kelowna for your mortgage needs and to help you plan for the future. As a mortgage broker, I act as a go-between, my job is to assess your financial situation and present mortgage options based on your mortgage calculator. Instead of working for one financial institution, I can represent you to multiple lenders, including chartered banks and credit unions as well as private lenders.

Begin with a conversation with a mortgage professional in your area. Mortgage insurance is required in Kelowna regardless of the mortgage rate. Mortgages have built in insurance premiums, so, therefore, the clients do not pay This expense is “out of pocket”.

They ensure that you get the best product at the best rate, provide exceptionally clear service and support, expert advice tailored to your needs. Alta West is a private mortgage lender in Kelowna, providing lending solutions and flexible mortgage alternatives for over 25 years. Applying for a mortgage at the bank can be tedious, time-consuming, and altogether impossible. Alta West operates under fewer restrictions which allows us to offer tailored solutions for those who most need them. Choose Alta West and discover why more and more individuals are embracing private mortgage lenders as an alternative to the banks. Matthew is well-known for his excellent customer service and extensive knowledge in his field. He also has a friendly, personable demeanour.

For mortgage lenders, a down payment of this size is more of a risk, so the mortgage insurance premium acts like a guarantee in the event of a default on the loan. Ric has helped us secure financing for our last 2 homes, and both times we couldn’t have been happier with his and his teams service. He made sure we had all the information we needed before we submitted an offer. He was quick to answer any questions and provide any guidance. Our mortgage brokers in Kelowna are familiar with the area and the real estate market.

They have an extensive background related to the industry and they are there to provide you with high- quality services. We will help you find the right product based on your lifestyle and needs. If you want to work with the #1 mortgage brokers in Kelowna, you should think about giving us a call.